Section 13. The registrar shall refuse issuance of a certificate of title if any required fee is not paid or if he has reasonable grounds to believe that:

[ Paragraph (a) effective until August 7, 2012. For text effective August 7, 2012, see below.]

  (a) The applicant is not the owner of the vehicle; or

[ Paragraph (a) as amended by 2012, 238, Sec. 46B effective August 7, 2012. For text effective until August 7, 2012, see above.]

  (a) Except as provided for in subsection (e) of section 20, the applicant is not the owner of the vehicle; or

  (b) The application contains a false or fraudulent statement; or

  (c) The applicant fails to furnish required information or documents or any additional information the registrar reasonably requires.