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General Laws

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Section 1Definitions
Section 2Exempt transactions
Section 3Rules and regulations
Section 4Finance charge; determination
Section 5Annual percentage rate; determination
Section 6Inaccurate disclosure of finance charge or annual percentage rate; adjustment
Section 7Disclosure of information; multiple creditors or obligors; estimates
Section 8Disclosure of information; clear and conspicuous statements
Section 9Information rendered inaccurate
Section 10Security interest in property used as dwelling; rescission; liability; application
Section 11Disclosure; open end credit plans; statement; contents
Section 12Disclosure; other than open-end-credit plans; statement; contents
Section 13Repealed, 2002, 455, Sec. 2
Section 14Multiple-page advertisements; contents; open-end-credit plan
Section 15Advertisements; other than open-end-credit plans; contents
Section 15AApplication form or pre-approved written solicitation for open-end credit plan; contents
Section 16Liability of owner or personnel of advertising medium
Section 17Oral response to cost of credit inquiry
Section 18Model disclosure forms and clauses
Section 19Time for sending statement; noncompliance; finance charge
Section 20Sale of goods or services at retail; finance charge under open-end-credit plan; computation
Section 21Application of credit cardholder’s funds held by issuer; authorization; agreement statement
Section 22Credit balance exceeding one dollar; periodic statement disclosure; contents
Section 23Transfer of funds following default of debt; written notice; applicability
Section 24Guaranty of obligations of other persons; notice of additional obligations
Section 25Issuance of credit cards
Section 26Cardholder liability for unauthorized use
Section 27Unauthorized use of credit cards
Section 28Liability of business for unauthorized use of credit cards
Section 28ACardholder discounts; surcharges; finance charge
Section 28BParticipation in credit card plans; conditions
Section 29Rules and regulations; consistency with Federal Fair Credit Billing Act
Section 30Inspection of records
Section 31Prohibited acts; penalty
Section 32Creditor’s failure to comply with law; damages
Section 33Civil actions against subsequent assignees of creditor; written acknowledgement; rescission
Section 34Unfair trade practices; violations
Section 35Limitations on creditors’ liability and consumer rescission rights