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Section 1Definitions
Section 2Insurance contract; definition
Section 2AReinsurance contracts; status
Section 2BReadability of policy form; definition; approval; actions based on language
Section 3Unauthorized insurance, annuity or variable annuity contracts; prohibition
Section 3AInsurance laws; administration and enforcement; report of violations
Section 3BDuties of attorney general; injunctive relief
Section 3CAuthority to define terms; conformance of definitions to small group insurance policy standards
Section 4Examination of companies
Section 4AProvision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
Section 4BAnnual report to commissioner of cancellations and non-renewals of homeowners policies
Section 4CNondiscrimination in provision, renewal, or cancellation of homeowners insurance
Section 4DCoverage to be made available to residential owners for release of heating oil
Section 4ERefusal to issue or renew private passenger motor vehicle insurance policy based on credit information prohibited
Section 5Foreign companies; revocation of authority; petition for review
Section 6Domestic companies; impaired capital; receivership and injunction proceedings
Section 7Repealed, 1925, 154, Sec. 6
Section 8Repealed, 1924, 406, Sec. 17
Section 8ASummoning of witnesses
Section 9Computation of reserves; life companies
Section 9AClaim fluctuation reserves; life companies
Section 9BAnnual actuary opinion
Section 10Liability of companies upon their contracts of insurance; other than life companies and health maintenance organizations
Section 11Assets and liabilities; computation
Section 11AValuation of investments
Section 12Computation of reserves; liability companies
Section 12ARepealed, 2004, 123, Sec. 11
Section 13Repealed, 1923, 39, Sec. 3
Section 14Charges and fees
Section 14ACommittee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
Section 15Repealed, 1993, 226, Sec. 14
Section 16Record of proceedings; certified copies
Section 17Annual report
Section 18Conduct of business in corporate name; publication of assets and liabilities
Section 19Repealed, 1931, 426, Sec. 273
Section 19AMerger or consolidation; domestic corporations
Section 19BMerger or consolidation; formation of foreign corporation
Section 19CMerger or consolidation; rights of minority stockholders
Section 19DConversion from stock to mutual company
Section 19EConversion from mutual to stock company
Section 19FReorganization as domestic stock insurer owned by mutual holding company
Section 19GDefinitions
Section 19HPlan of reorganization; public hearing; approval of plan; meeting
Section 19ISalaries, fees and compensation
Section 19JWithdrawal or amendment of plan of reorganization
Section 19KCertificate of authority; approval of articles of organization; status upon effective date of plan; rights of members
Section 19LCommencement of actions; security for damages and expenses
Section 19MAmendment of amended articles of organization or plan of reorganization upon effective date; vote
Section 19NContinued use of word mutual in name
Section 19OTransfer of assets or liabilities
Section 19PFirst offer of voting stock after effective date of plan of reorganization; application
Section 19QMutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights
Section 19RAdditional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
Section 19SMerger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
Section 19TDomestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
Section 19UConversion of domestic mutual holding company into domestic stock corporation
Section 19VTransactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
Section 19WPromulgation of regulations
Section 19XDisclosure by mutual companies of compensation paid to executive officers and directors
Section 20Reinsurance
Section 20ACredit for reinsurance; requirements
Section 21Single risk; limitation; penalty
Section 22Unauthorized policy provisions; effect
Section 22ACombination of hazards; approval
Section 22BWaivers of provisions of this chapter; prohibition; penalty
Section 22CCancellation of motor vehicle policies
Section 22DStatement of reasons for cancellation; liability
Section 22ERefusal to issue, renew or execute motor vehicle liability policy or bond
Section 22F, 22GRepealed, 1973, 551, Sec. 3
Section 22HRefusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
Section 22IAmounts received in settlement of claims retained for unpaid premiums
Section 23Life company; impairment of funds; issuance of policies; penalty
Section 23ACertain occurrences affecting insurance companies; notice to commissioner
Section 24Life insurance policies; accidental death, disability benefits; approval
Section 24ARefusal to issue policy or limits on coverages based on sex of insured; prohibition
Section 24BModification in covered services or payments; prior notice of modification; contents of notices
Section 24CRepealed, 1996, 376, Sec. 1
Section 24DLump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien
Section 24EDuty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
Section 24FDuty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
Section 25Annual statements; form; contents
Section 25AWorkers’ compensation providers; annual reports; contents
Section 26Failure to make and file annual statements; penalty
Section 27Annual statements; inclusion of suits on claims
Section 28Undue delay or litigation of claims; commissioner’s report to general court
Section 29Companies subject to this chapter
Section 30Laws applicable; stockholder defined
Section 31Continuation of certain companies
Section 31ADomestic companies formed by special acts; extension of territorial limits
Section 32Commencement of business; conditions precedent
Section 33Policies and endorsements; signatures; facsimile
Section 34Home office; change of address; perjury
Section 35Salaries; authorization; limitations
Section 36Pensions
Section 36AAgents and agency employees; retirement or insurance benefits
Section 36BHealth and accident insurance companies; employees insurance benefits
Section 37Vouchers for disbursements
Section 37ARelief fund contributions; charitable, scientific or educational contributions
Section 38 to 43Repealed, 1923, 120
Section 44Failure to commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
Section 45Unauthorized agencies; penalty
Section 46Insolvent domestic companies; preference of certain claims
Section 46AInsolvent domestic liability companies; preference of certain claims
Section 46BBy-laws of domestic insurance companies; filings
Section 47Purposes; nature of business
Section 47ABusinesses in which companies may engage
Section 47BMental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19
Section 47CDependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance
Section 47DCardiac rehabilitation expense benefits
Section 47ECertified nurse midwife services benefits
Section 47FPrenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care
Section 47GCytologic screening and mammographic examination expense benefits
Section 47HInfertility, pregnancy-related benefits
Section 47INonprescription enteral formulas for home use
Section 47JStandardized claim form
Section 47KOff-label drug use; cancer treatment
Section 47LOff-label drug use; cancer; review panel
Section 47MRepealed, 1996, 450, Sec. 208
Section 47NItems medically necessary for diagnosis and treatment of diabetes
Section 47OHIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs
Section 47POff-label use of prescription drugs for HIV/AIDS treatment; advisory panel
Section 47QInsurance benefits for services rendered by nurse anesthetists and nurse practitioners
Section 47RAccident and sickness insurance benefits for bone marrow transplants
Section 47SAccident and sickness insurance benefits for licensed hospice services
Section 47TScalp hair prostheses necessary due to cancer or leukemia treatment
Section 47UEmergency services provided to insureds for emergency medical conditions
Section 47VCoverage for human leukocyte or histocompatibility locus antigen testing
Section 47WOutpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception
Section 47XDiagnosis and treatment of speech, hearing and language disorders
Section 47YCoverage for medically necessary hypodermic syringes or needles
Section 47ZProsthetic devices and repairs; insurance coverage
Section 47AACoverage for diagnosis and treatment of autism spectrum disorder
Section 47BBCoverage for telemedicine services
Section 48Stock companies; formation; capital; stock; options; promoter defined
Section 48AMutual companies
Section 48B, 48CRepealed, 1968, 391, Sec. 7
Section 49Formation of corporation
Section 49ADomestic insurers; requirements; transfer of domicile
Section 50Stock companies; amendment of articles of organization
Section 50AMutual companies; amendment of articles of organization
Section 50BAmendment of articles of organization; submission; approval; filing; effective date
Section 51Stock companies; kinds of business; power to combine
Section 52Repealed, 1928, 106, Sec. 5
Section 53Repealed, 1922, 76
Section 54Mutual companies; kinds of business; power to combine
Section 54ADomestic companies; risks and hazards in other states
Section 54BReinsurance of risks; exceptions
Section 54CMotor vehicle insurance
Section 54DPersonal property floater
Section 54EDwelling houses; comprehensive and medical coverages
Section 54FCommercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies
Section 54GReinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions
Section 55Powers of certain mutual companies
Section 56Fraternal societies; reincorporation
Section 57Stock companies; directors; quorum
Section 58Directors; duties
Section 59President and secretary; duties; records; inspection
Section 60Officers; bonds; penalty
Section 61Repealed, 1970, 876, Sec. 19
Section 62Liability of officers
Section 63Capital and reserve; payment; investment
Section 63ADefinitions; obligations and assets of domestic insurers
Section 64Investments
Section 65Mortgage loans
Section 66Life companies; investments
Section 66ALife companies; acquisition of housing projects; limitations
Section 66BLife companies; acquisition of realty; limitations
Section 66CLife companies; investment in stock of insurance companies
Section 66DLife companies; investment in and acquisition of stock of subsidiary corporations
Section 66ELife companies; investment in limited partnership interests
Section 66FAcquisition of interest in limited liability company by domestic life company
Section 67Life companies; charter limitations on investments; exception
Section 68Unauthorized investments; disposition
Section 69Impaired capital; assessment; effect of non-compliance with commissioner; order
Section 70Increase of stated capital
Section 71Reduction of stated capital
Section 72Dividends
Section 73Fire companies; solicitation of business; issuance of policies; restrictions; penalties
Section 74Fire companies; further insurance by certain companies; certificate
Section 75Fire companies; underwriters; compensation
Section 76Fire companies; members; annual meetings, voting rights
Section 77Fire companies; directors
Section 78Fire companies; laws applicable; records; perjury; inspection; jurisdiction
Section 79Fire companies; guaranty capital; dividends; retirement
Section 80Fire companies; dividends; accumulated profits
Section 81Fire companies; premiums; contingent liability
Section 82Fire companies; power of certain companies to take deposit notes
Section 83Fire companies; assessments
Section 84Fire companies; review or order of assessment by supreme judicial court
Section 85Fire companies; penalty for guaranty against assessments; personal liability of officers
Section 85AFire companies; non-assessable policies; issuance
Section 86Marine companies; subscribers; losses; dividends; redemption fund
Section 87Repealed, 1934, 22
Section 88Marine companies; applicability of certain sections
Section 89Officers and subscribers; liability
Section 90Laws relating to mutual fire companies; applicability to certain mutuals; assessments
Section 90APolicies; issuance by fire and marine and automobile companies; conditions precedent
Section 90BPolicies; issuance by fidelity and corporate surety companies; guaranty capital; members
Section 90CGuaranty fund; creation in lieu of guaranty capital by certain companies
Section 91Repealed, 1924, 406, Sec. 17
Section 92Boiler companies; issuance of policies
Section 93Liability companies; issuance of policies
Section 93AMiscellaneous companies; issuance of policies
Section 93BSurety, liability and casualty companies; issuance of policies; condition precedent
Section 93CSurety, liability and casualty companies; guaranty fund; establishment
Section 93DSurety, liability and casualty companies; impairment of guaranty capital or decrease in business; effect
Section 93ELife, liability and casualty companies; issuance of policies; dividends
Section 93FNon-assessable policies; issuance
Section 94Life companies; members; voting rights; selection and qualification of directors
Section 94ADefinitions
Section 94BIndividuals and corporations; power to exchange reciprocal contracts
Section 94CDomestic exchanges; organization; regulation
Section 94DDomestic exchange; certificates and provisional certificates to transact business; applications
Section 94EForeign exchange; licensing under certain conditions
Section 94FCommissioner of insurance; power to grant license
Section 94GIssuance of insurance contracts; conditions precedent
Section 94HAssets, surplus and reserve; required amount; sections applicable
Section 94IAnnual report
Section 94JContracts subject to this chapter
Section 94KAdvisory committee
Section 94LPower of attorney
Section 94MUnused premium deposits
Section 94NConversion to or merger with domestic mutual insurance company; provisions of conversion plan
Section 95Over-insurance; prohibition; term of policy
Section 95AContinuation or renewal of policies on residential property exceeding amount of outstanding mortgage; prohibition
Section 95BDiscrimination against abuse victims in terms of residential property insurance policy
Section 96Fire loss; limitation on liability
Section 96ALoss of occupancy, etc.; amount
Section 97Payment of mortgages
Section 97APayment of proceeds; certificate of municipal liens; priority; exclusion
Section 98Application for insurance; application of section; preliminary contracts
Section 99Fire policy; standard form
Section 99AFire policy; damage caused by nuclear reaction or contamination
Section 99BProperty insurance for business, professional or governmental operation; multi-peril homeowners insurance for condominiums
Section 99CSailmaker shops; insurance against damage or loss by fire or fire and lightning
Section 100Referees; selection
Section 100AReferees; vacancies; fillings
Section 100BReferees; qualifications
Section 101Referees; meetings
Section 101AReferees; awards
Section 101BReferees; compensation of third referee; review by commissioner
Section 101CReferees; payment of compensation of third referee, effect
Section 101DReferees; determination of sound value
Section 101ELegal defenses of company; non-waiver by joining in reference proceedings
Section 101FPenalties
Section 101GReceivership proceedings; preference of referees’ claims
Section 101HSound value
Section 102Proof of loss
Section 102ACombination policies; contents; commissioner’s approval
Section 102BCombination policies; mutual companies
Section 102CPolicy against loss or damage to property by radioactive contamination; form; contents; requisites
Section 102DNational flood insurance program; authorization of participating companies to issue policies; proof of loss; service of process
Section 102ECrime insurance policies
Section 103Repealed, 1923, 336, Sec. 2
Section 104Repealed, 1947, 614, Sec. 2
Section 105Fidelity and corporate surety companies; powers
Section 106Foreign companies; deposit with state treasurer
Section 107Surety bonds; status
Section 108Accident and health insurance policies; commissioner's approval; contents
Section 108ARefusal to issue policy to blind or deaf persons; prohibition
Section 108BPolicies or health care contracts; services performed by registered dentists included
Section 108CDiethylstilbestrol exposure; discrimination
Section 108DReimbursement for chiropractic services
Section 108EDisclosure of information; mental or nervous conditions; exceptions
Section 108FRepealed, 1993, 110, Sec. 201
Section 108GDiscrimination against abuse victims in terms of accident or sickness insurance policy
Section 108HTerms of accident or sickness insurance policies; genetic tests; discrimination based on genetic information
Section 108IDisability or long term care insurance policies; genetic tests; discrimination based on genetic information
Section 108JDiscrimination based upon lawful travel plans
Section 108K[ There is no 175:108K.]
Section 108LAttribution of members to a primary care provider
Section 108MDisclosure of patient-level data and contracted prices of individual health care services by carriers to providers
Section 109Repealed, 1954, 275, Sec. 2
Section 110General or blanket policies; power to issue; non-applicability of Sec. 108
Section 110ADisability insurance; exemption from attachment; exception
Section 110BPremiums; non-payment; notices; cancellation of policy; actions
Section 110CHealth insurance of persons over 65; issuance by two or more companies
Section 110DCoverage for certain period after insured leaves insured group
Section 110EStandards for disclosure of contents and for advertising of policies; rules and regulations; enforcement procedures and penalties
Section 110FEffect of federal social security benefit increase upon payment of benefits under disability policy
Section 110GLimited extension of benefits
Section 110HPolicies cancellable at age 65; notice to insured
Section 110IDivorced or separated spouses; continued health insurance coverage
Section 110JGroup policies issued to trustees of fund appointed by council on aging
Section 110KAlternative dental coverage option
Section 110LClinical trials; definitions; coverage
Section 110MStatements provided to individuals provided with creditable coverage; reports
Section 111Beneficiary; power to sue
Section 111ACombination policies; contents; commissioner’s approval
Section 111BCombination policies; issuance by mutual companies; notice of reduced or eliminated coverages
Section 111CMedical pay provisions
Section 111DUninsured vehicle endorsement
Section 111EProfessional liability policies
Section 111FMedical reports; furnishing copy to injured person or attorney
Section 111GExtent of family coverage; stated deductible amount
Section 111HLiability insurance for residential property owners complying with lead poisoning prevention guidelines
Section 112Payment of losses; regulations
Section 112ALiquor liability insurance; coverage
Section 112BCancellation of liquor liability insurance by insurer; notice to insured and to licensing authorities
Section 112CDisclosure of coverage limits to claimants; penalty
Section 113Judgment; satisfaction
Section 113APolicies; contents; commissioner’s approval; options to purchase policies or bonds; notice of reduced or eliminated coverages
Section 113BClassification of risks and premium charges in connection with motor vehicle liability policies or bonds
Section 113CCompanies authorized to issue policies; notice to registrar; mandatory offer of additional coverage; limits
Section 113DPolicies; cancellation; proceedings; review
Section 113EDeposit premiums
Section 113FNotice of intent to not issue, extend or renew motor vehicle liability policy or to execute or act as surety on motor vehicle liability bond
Section 113GOfficers, directors and employees; financial interest in companies or agencies; restrictions
Section 113HAssigned risk plans
Section 113IFreedom of contract between insurers and agents or brokers; manner of issuing policies
Section 113JMedical reports
Section 113KMinors; contracts for motor vehicle liability insurance
Section 113LUninsured motorists; insufficient liability limits; coverage
Section 113MRepealed, 1981, 775, Sec. 3
Section 113NMedical examination of applicants prohibited
Section 113OFire, theft, or comprehensive coverage; payments for loss or damage; statements to police; claim forms; actions for nonpayment
Section 113PAppeals from application of safe driver insurance plan
Section 113QAutomobile club memberships; automobile insurance prohibited
Section 113RInterest on refunds of overpayments
Section 113SInspection of vehicles prior to coverage
Section 113TRepair shop coverage
Section 113UAntique motor car policies
Section 113VOverutilization of practice or fraud involving automobile insurance claims; medical licensing boards; investigations
Section 113WHospitality mutual insurance company; conversion of liquor legal liability joint underwriting association; authorized transactions; board of directors
Section 113XMotor vehicle glass repair covered by motor vehicle liability insurance; prohibited acts by insurers; penalty
Section 114Domestic companies; non-applicability of certain provisions of this chapter
Section 115Repealed, 1924, 406, Sec. 17
Section 116Title guaranty fund
Section 116AForeign companies; non-applicability of certain provisions of this chapter
Section 117Policies; term; exception
Section 117ACombination policies; contents; commissioner’s approval
Section 117BCombination policies; contents; commissioner’s approval
Section 117CPremium rates; determination; filing; reports
Section 117DCredit involuntary unemployment insurance
Section 118Definition
Section 119Domestic companies; power to grant annuities
Section 119AInsurance benefits; protection of beneficiaries
Section 119BRefund of prepaid premiums upon death of insured
Section 119CInterest on proceeds payable upon death of insured
Section 120Discrimination; prohibition
Section 120AMentally retarded persons as insureds
Section 120BBlind persons as insured
Section 120CDiethylstilbestrol exposure; discrimination
Section 120DDiscrimination against abuse victims in terms of life insurance or endowment insurance
Section 120ELife insurance policies; genetic tests; discrimination based on genetic information
Section 120FTerms or conditions of group or individual annuity; discrimination prohibited
Section 121Certain agreements; prohibition
Section 122Discrimination on account of color; penalty
Section 122ADiscrimination based upon lawful travel plans
Section 123Certain policies; issuance; restrictions; penalty
Section 123AInsurable interests of corporations
Section 124Statements concerning age or health; binding effect on company
Section 125Creditors or beneficiaries; rights
Section 126Married woman; beneficiary under insurance contract
Section 127False statements; penalties
Section 128Infants; avoidance of certain contracts; prohibition
Section 128ARepealed, 1975, 111, Sec. 1
Section 129Policies; description
Section 130Policies; incorrect dating; prohibition
Section 131Copy of application; attachment to policy
Section 132Policies; commissioner’s approval; contents
Section 132AGroup annuity contract; definitions
Section 132A1/2Requirements for other group annuity contracts
Section 132BGroup annuity contract; issuance; form; commissioner’s approval; review; contents
Section 132CGroup annuity contract; exemption from process; exception
Section 132DGroup annuity contracts; members
Section 132EGroup annuity contract; construction
Section 132FPension contracts; funding agreements; separate accounts
Section 132GVariable annuity contracts; issuance; contents; separate investment accounts; reserve liability; approval; rules and regulations
Section 132HVariable annuity contracts; investment of assets; limitations; rules and regulations
Section 132IFunding agreements
Section 133Group life insurance defined
Section 133ARequirements for other group life insurance policies
Section 134Group life policies; commissioner’s approval; contents
Section 134AConversion; right of certificate-holder; notice
Section 134BRepealed, 1968, 391, Sec. 19
Section 134CAssignment incidents of ownership
Section 135Group life policies; exemption from attachment; exception
Section 136Group life policies; exemption from loan provision
Section 137Group policies; members
Section 138Construction
Section 138AGroup life policies; pay-roll deductions of state and local employees
Section 139Life; endowment or annuity contracts; conversion; alteration; exchange; construction
Section 140Annual dividends
Section 141Safety fund
Section 142Loans; interest rates; loan value; definitions
Section 143Forfeitures; applicability of earlier laws to certain policies
Section 144Cash surrender value; terms defined; paid-up annuities after three years
Section 144ARepealed, 2004, 59, Sec. 2
Section 144A1/2Annuity contracts; required provisions
Section 145Cash surrender value; industrial policies issued at certain time
Section 146Cash surrender value; industrial policies; applicability of Sec. 144
Section 146AIndustrial policies; default in payment of premiums; notice of non-forfeiture benefits
Section 146BMassachusetts Life and Health Insurance Guaranty Association Law
Section 147 to 147BRepealed, 1943, 227, Sec. 10
Section 148Repealed, 1928, 148, Sec. 2
Section 149Participating and nonparticipating policies
Section 149AUnclaimed funds defined
Section 149BUnclaimed funds; reports by companies
Section 149CUnclaimed funds; payment to state treasurer
Section 149DUnclaimed funds; custody; claims; proceedings; judgment and satisfaction
Section 149EExamination of records; withholding or failing to report funds
Section 149F to 149LRepealed, 2010, 469, Sec. 1
Section 149MDefinitions applicable to Secs. 149M to 149X
Section 149NService contracts; duties of provider
Section 149OReimbursement of covered sums or performance of service pursuant to reimbursement insurance policy
Section 149PForm and content of service contracts
Section 149QProhibited language in provider name; false or misleading statements; purchase of service contract as condition of loan or sale of property prohibited
Section 149RMaintenance and retention of accounts, books and records
Section 149STermination of reimbursement insurance policy
Section 149TReceipt of premiums for reimbursement insurance policy; insurer right to indemnification or subrogation
Section 149UEnforcement of Secs. 149M to 149W
Section 149VExemptions from Secs. 149M to 149W
Section 149WRules and regulations
Section 149XRetention and use of collected registration fees
Section 150Admission
Section 151Conditions of admission; general provisions
Section 152Classes of business; permissive combinations
Section 152ANon-assessable policies; power to issue; conditions
Section 153Conditions of admission; foreign life companies
Section 154Service of process; duty of commissioner; fees
Section 155Conditions of admission; companies of foreign countries
Section 156Company of foreign country; appointment of trustees
Section 156ACapital or assets; impairment; issuance of policies; penalty
Section 157Repealed, 2000, 96, Sec. 3
Section 158Policies; effect of war
Section 159Reciprocity
Section 160Unlicensed companies; issuance of policies; exceptions; marine insurers
Section 160AUnlicensed companies; advertisement; penalty; exception
Section 160BUnlicensed companies; notice by commissioner
Section 160CAutomobile insurance; company as agent for insurers doing business in Mexico; separate accounts; payment of percentage of gross premiums
Section 160DAgent or broker securing automobile coverage with Mexican companies; separate accounts; payment of percentage of gross premiums
Section 161Repealed, 1929, 6, Sec. 1
Section 161ADefinitions
Section 161BDomestication agreement
Section 161CApproval of agreement by alien and domestic insurers
Section 161DApproval of agreement by commissioner
Section 161EInstrument of transfer and assumption; effect of filing
Section 162Definitions
Section 162ARepealed, 2002, 106, Sec. 4
Section 162BAgents and brokers; power to accept installment premiums
Section 162CDirect billing; mandatory agreements prohibited
Section 162DExpense premium commissions; payment to insurance agents; additional compensation
Section 162EMotor vehicle insurance made by insurer pursuant to American agency system; insurer commission arrangements
Section 162FProperty or casualty insurance information; proprietary rights of agents and brokers
Section 162GLicensing of insurance producers; Secs. 162H through 162X govern qualifications and procedures
Section 162HDefinitions
Section 162ILicense requirement
Section 162JInsurance producer licenses; persons not required to be licensed
Section 162KWritten examination
Section 162LApplications; requirements for approval
Section 162MQualification for license; lines of authority
Section 162NNonresident producer licenses
Section 162OIndividuals licensed in another state; exemption
Section 162PUse of assumed name; notification
Section 162QTemporary licenses
Section 162RCauses for suspension, revocation or levying civil penalties
Section 162SInsurance producers acting as agents of insurers; appointment procedures
Section 162TInsurer’s termination of appointment, contract, etc. with producer; procedures
Section 162UNon-resident license applicants; requirements
Section 162VReporting administrative action taken against producer; reporting criminal prosecution of producer
Section 162WRegulations
Section 162XInvalid provisions
Section 163Agents; licensing; cancellation, modification, revocation, or expiration of contract; referees; decision; review
Section 163ARepealed, 2002, 106, Sec. 7
Section 164Collectors of premiums
Section 164ALapsed industrial life policies; effect on agents’ commissions
Section 165Repealed, 2002, 106, Sec. 8
Section 166Repealed, 2002, 106, Sec. 9
Section 166ARepealed, 2002, 106, Sec. 10
Section 166BRevocation of license; disposition of interest as proprietor, employee, etc. of insurance producer; appointment of receiver; injunction
Section 167Repealed, 2002, 106, Sec. 15
Section 167AProducers’ licenses; fees; exemption of certain persons
Section 168Special brokers; licensing; contracts for unauthorized companies; penalty
Section 168AProcurement by special broker of insurance from an eligible alien unauthorized insurer
Section 169Effect of payment to agent or broker
Section 170Agent or broker; fraud; penalty
Section 171Illegal insurance contracts; liability of agent
Section 172Adjusters of fire losses; licensing; penalty; examination for applicants
Section 172AVoluntary association licenses
Section 173Partnership licenses
Section 174Corporation licenses
Section 174AHearings, revocation or suspension of licenses; notices
Section 174BRevoked licenses; surrender; renewal certificates; penalty
Section 174CRepealed, 2002, 106, Sec. 33
Section 174DRepealed, 2002, 106, Sec. 34
Section 174ERepealed, 1998, 129, Sec. 3
Section 174FBusiness Transacted With Broker-Controlled Insurer Act
Section 174GDefinitions
Section 174HApplicability of Secs. 174F to 174K
Section 174IWritten contract between controlling broker and insurer required
Section 174JNotice to prospective insured disclosing broker-controlled insurer relationships
Section 174KViolations of Secs. 174F to 174K; remedies
Section 175Impersonation; penalty
Section 176Larceny by agent or broker
Section 176ARefund or credit of return premiums on cancelled motor vehicle policies; penalty
Section 177Unlicensed persons; compensation; penalty
Section 177AMeaning of term
Section 177BLicensing; examination for applicants
Section 177CContracts; form and requisites
Section 177DReceipt
Section 177EContinuing educational requirements
Section 177FManaging General Agents Act
Section 177GDefinitions
Section 177HLicensure; errors and omissions coverage
Section 177IContracts; required provisions
Section 177JIndependent financial examinations; actuary opinions; review of processing operations; notification to commissioner of appointment or termination
Section 177KActs of agent considered acts of insurer; examination by commissioner
Section 177LAdministrative actions; authority of commissioner; penalties
Section 177MReinsurance Intermediary Act
Section 177NDefinitions
Section 177OReinsurance intermediary brokers; bonds; licenses; applications
Section 177PContracts between reinsurance intermediary broker and insurer; required provisions
Section 177QRecords of transactions
Section 177RLicense requirement; employment restriction; annual financial statements
Section 177SContracts between reinsurance intermediary manager and reinsurer; required provisions
Section 177TProhibited agreements, appointments, payments and employment
Section 177ULicense requirement; annual financial statements; actuary opinions; notice of termination; prohibited appointments
Section 177VExamination by commissioner
Section 177WAdministrative actions; penalties
Section 178Compensation and accounts
Section 179Commissioner or deputy; receivership function
Section 180Accounts; examinations
Section 180ADefinitions applicable to Secs. 180A to 180L1/2
Section 180BDomestic companies; rehabilitation proceedings
Section 180CDomestic companies; liquidation proceedings; approval of proposal to distribute; notice of application
Section 180DDomestic companies; duty of receivers to give notice of appointment
Section 180EAncillary receiver of foreign insurer
Section 180FProof of claims of non-residents; priorities of distribution
Section 180GProof of claims; causes of actions against policyholders
Section 180HContingent claims
Section 180ILiquidation proceedings commenced in reciprocal state; proof of claims
Section 180JSpecial deposit claims; priority
Section 180KSecured claims
Section 180LSeverability
Section 180L1/2Termination, liquidation, etc., and rights under security agreements relating to netting agreements or qualified financial contracts; transfer of netting agreement or qualified financial contracts
Section 180MDefinitions
Section 180NEmergency by-laws
Section 180OBoard of directors
Section 180PList of succession
Section 180QLocation of home office or principal place of business
Section 181Misrepresentations by insurer; penalty
Section 182Special inducements, etc.; rebates; loans in connection with student loan insurance programs
Section 183Rebates; acceptance; prohibition
Section 184Application of Secs. 182 and 183
Section 185Deposits by companies
Section 186Misrepresentation or warranty by insured; effect
Section 186ADelivery of policy; presumptions
Section 186BEffect of lack of sworn statement of loss; laws applicable
Section 187Foreign companies; contents of policies
Section 187AActions on policies; limitation
Section 187BCancellation of policy; failure to return premium; penalties
Section 187CCancellation of policy; procedure
Section 187DCancellation of policy; non-payment of premium
Section 187ESmall claims; payments to heirs of decedents
Section 187FCancellation of policies during strike of insurance agents
Section 187GLapse of certain life insurance policies during strike of agents; reinstatement
Section 187HOwner’s right to cancel policy; notice; refund of prepaid premiums
Section 188Unlawful use of proxy; penalty
Section 189Policies in violation of this chapter; penalty
Section 190Repealed, 1924, 406, Sec. 17
Section 190ADefinitions applicable to this section and Secs. 190B and 190C
Section 190BMass marketed life or health insurance; reasonableness of charges; findings; orders; review
Section 190CMass marketed life or health insurance; nonresident insurers; compliance with state laws
Section 191Commissioner; power to require filing of policies and circulars; penalty
Section 191AProperty damage to insured’s motor vehicle; notice of losses; arbitration clause
Section 192Riders and endorsements; commissioner’s approval
Section 192ALoose leaf policies; filing and approval
Section 193Policies issued contrary to this chapter; validity
Section 193AJurisdiction; violations of this chapter
Section 193BMotor vehicle insurance; instalment payments
Section 193B1/2Motor vehicle insurance; interest charges on installment payments
Section 193CDomestic companies; interlocking directorates; regulations; procedure
Section 193DDomestic companies; power to acquire stock of other companies; regulations
Section 193ECoercion in the placing of insurance on real or personal property prohibited; fines; exceptions
Section 193FPolicy forms; filing with commissioner; approval
Section 193GPolicy forms; disapproval; resubmission for approval
Section 193HPolicy form; withdrawal of approval; notice and hearing; review
Section 193IDisclosure of investments of officers, directors and principal stockholders
Section 193JSolicitation of proxies
Section 193KProfessional services; provisions for payment; discrimination
Section 193L to 193NRepealed, 1993, 226, Sec. 49
Section 193ORepealed, 1972, 543, Sec. 2
Section 193PFire insurance policies; nonrenewal notice provision; requisites of notice
Section 193QRepealed, 1993, 226, Sec. 50
Section 193RGroup marketing plans for automobile and homeowner insurance; definitions; rules and regulations; rates; payroll deductions
Section 193SRepealed, 1993, 226, Sec. 50A
Section 193TDiscrimination based on blindness, intellectual disability, or physical impairment
Section 193UDiscrimination based on specialty practiced; risk classification; definitions
Section 194General penalty
Section 195Insurance companies writing fire and multiple peril policies required to contribute to costs of training firefighting personnel, enforcement of certain fire code regulations, fire education programs, equipment and facility improvements
Section 196Payment under liquor liability insurance; notice to Attorney General
Section 197 to 203Repealed, 1989, 341, Sec. 84
Section 204Regulations; promulgation
Section 205Policies providing supplemental coverage to medicare; approval by commissioner; employers or trade unions exception; regulations
Section 206Definitions
Section 206ADomestic insurers; investment in capital stock of subsidiaries
Section 206BMerger or acquisition of control; statement filed with commissioner; hearing; approval; violations
Section 206CRegistration statements; transactions requiring commissioner’s approval; determination of reasonable surplus; confidentiality of information
Section 206DViolations; injunctive relief; voting of improperly acquired securities; penalties
Section 207Acquisition of stock of subsidiary insurer; approval of plan by commissioner; objections of shareholders
Section 208Merger of insurance holding company system into domestic insurance subsidiary
Section 209Commissioner’s issuance of licenses to banks or credit unions to act as insurance producers
Section 210Procedure for resolution of consumer complaints relative to banks or credit unions acting as insurance agents
Section 211Information relating to insurance activities of banks or credit unions furnished to federal agencies
Section 212Short title
Section 213Definitions
Section 214Licensure
Section 215Suspension, revocation or nonrenewal of license
Section 216Approval of forms by commissioner
Section 217Annual statement
Section 218Examination of business by commissioner; confidential information; records retention
Section 219Disclosures by providers
Section 220Consents; rescission; tender; health status of insured; prohibited commissions
Section 221Authority of commissioner
Section 222Unfair trade practices
Section 223Consumer complaints
Section 224Large commercial policy holders; definitions; commercial risks; records examination
Section 225Disclosure notice in policy issued pursuant to commercial risks provisions of Sec. 224; large commercial policy holders