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  • PART I ADMINISTRATION OF THE GOVERNMENT
    (Chapters 1 through 182)
  • TITLE XXII CORPORATIONS
  • CHAPTER 175 INSURANCE

Section 1 - Definitions

Section 2 - Insurance contract; definition

Section 2A - Reinsurance contracts; status

Section 2B - Readability of policy form; definition; approval; actions based on language

Section 3 - Unauthorized insurance, annuity or variable annuity contracts; prohibition

Section 3A - Insurance laws; administration and enforcement; report of violations

Section 3B - Duties of attorney general; injunctive relief

Section 3C - Authority to define terms; conformance of definitions to small group insurance policy standards

Section 4 - Examination of companies

Section 4A - Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court

Section 4B - Annual report to commissioner of cancellations and non-renewals of homeowners policies

Section 4C - Nondiscrimination in provision, renewal, or cancellation of homeowners insurance

Section 4D - Coverage to be made available to residential owners for release of heating oil

Section 4E - Refusal to issue or renew private passenger motor vehicle insurance policy based on credit information prohibited

Section 5 - Foreign companies; revocation of authority; petition for review

Section 6 - Domestic companies; impaired capital; receivership and injunction proceedings

Section 7 - Repealed, 1925, 154, Sec. 6

Section 8 - Repealed, 1924, 406, Sec. 17

Section 8A - Summoning of witnesses

Section 9 - Computation of reserves; life companies

Section 9A - Claim fluctuation reserves; life companies

Section 9B - Annual actuary opinion

Section 10 - Liability of companies upon their contracts of insurance; other than life companies and health maintenance organizations

Section 11 - Assets and liabilities; computation

Section 11A - Valuation of investments

Section 12 - Computation of reserves; liability companies

Section 12A - Repealed, 2004, 123, Sec. 11

Section 13 - Repealed, 1923, 39, Sec. 3

Section 14 - Charges and fees

Section 14A - Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses

Section 15 - Repealed, 1993, 226, Sec. 14

Section 16 - Record of proceedings; certified copies

Section 17 - Annual report

Section 18 - Conduct of business in corporate name; publication of assets and liabilities

Section 19 - Repealed, 1931, 426, Sec. 273

Section 19A - Merger or consolidation; domestic corporations

Section 19B - Merger or consolidation; formation of foreign corporation

Section 19C - Merger or consolidation; rights of minority stockholders

Section 19D - Conversion from stock to mutual company

Section 19E - Conversion from mutual to stock company

Section 19F - Reorganization as domestic stock insurer owned by mutual holding company

Section 19G - Definitions

Section 19H - Plan of reorganization; public hearing; approval of plan; meeting

Section 19I - Salaries, fees and compensation

Section 19J - Withdrawal or amendment of plan of reorganization

Section 19K - Certificate of authority; approval of articles of organization; status upon effective date of plan; rights of members

Section 19L - Commencement of actions; security for damages and expenses

Section 19M - Amendment of amended articles of organization or plan of reorganization upon effective date; vote

Section 19N - Continued use of word mutual in name

Section 19O - Transfer of assets or liabilities

Section 19P - First offer of voting stock after effective date of plan of reorganization; application

Section 19Q - Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights

Section 19R - Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies

Section 19S - Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities

Section 19T - Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions

Section 19U - Conversion of domestic mutual holding company into domestic stock corporation

Section 19V - Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise

Section 19W - Promulgation of regulations

Section 19X - Disclosure by mutual companies of compensation paid to executive officers and directors

Section 20 - Reinsurance

Section 20A - Credit for reinsurance; requirements

Section 21 - Single risk; limitation; penalty

Section 22 - Unauthorized policy provisions; effect

Section 22A - Combination of hazards; approval

Section 22B - Waivers of provisions of this chapter; prohibition; penalty

Section 22C - Cancellation of motor vehicle policies

Section 22D - Statement of reasons for cancellation; liability

Section 22E - Refusal to issue, renew or execute motor vehicle liability policy or bond

Section 22F, 22G - Repealed, 1973, 551, Sec. 3

Section 22H - Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions

Section 22I - Amounts received in settlement of claims retained for unpaid premiums

Section 23 - Life company; impairment of funds; issuance of policies; penalty

Section 23A - Certain occurrences affecting insurance companies; notice to commissioner

Section 24 - Life insurance policies; accidental death, disability benefits; approval

Section 24A - Refusal to issue policy or limits on coverages based on sex of insured; prohibition

Section 24B - Modification in covered services or payments; prior notice of modification; contents of notices

Section 24C - Repealed, 1996, 376, Sec. 1

Section 24D - Lump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien

Section 24E - Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies

Section 24F - Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions

Section 25 - Annual statements; form; contents

Section 25A - Workers’ compensation providers; annual reports; contents

Section 26 - Failure to make and file annual statements; penalty

Section 27 - Annual statements; inclusion of suits on claims

Section 28 - Undue delay or litigation of claims; commissioner’s report to general court

Section 29 - Companies subject to this chapter

Section 30 - Laws applicable; stockholder defined

Section 31 - Continuation of certain companies

Section 31A - Domestic companies formed by special acts; extension of territorial limits

Section 32 - Commencement of business; conditions precedent

Section 33 - Policies and endorsements; signatures; facsimile

Section 34 - Home office; change of address; perjury

Section 35 - Salaries; authorization; limitations

Section 36 - Pensions

Section 36A - Agents and agency employees; retirement or insurance benefits

Section 36B - Health and accident insurance companies; employees insurance benefits

Section 37 - Vouchers for disbursements

Section 37A - Relief fund contributions; charitable, scientific or educational contributions

Section 38 to 43 - Repealed, 1923, 120

Section 44 - Failure to commence business; organization under special act; withdrawal from insurance business and continuance as business corporation

Section 45 - Unauthorized agencies; penalty

Section 46 - Insolvent domestic companies; preference of certain claims

Section 46A - Insolvent domestic liability companies; preference of certain claims

Section 46B - By-laws of domestic insurance companies; filings

Section 47 - Purposes; nature of business

Section 47A - Businesses in which companies may engage

Section 47B - Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19

Section 47C - Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance

Section 47D - Cardiac rehabilitation expense benefits

Section 47E - Certified nurse midwife services benefits

Section 47F - Prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care

Section 47G - Cytologic screening and mammographic examination expense benefits

Section 47H - Infertility, pregnancy-related benefits

Section 47I - Nonprescription enteral formulas for home use

Section 47J - Standardized claim form

Section 47K - Off-label drug use; cancer treatment

Section 47L - Off-label drug use; cancer; review panel

Section 47M - Repealed, 1996, 450, Sec. 208

Section 47N - Items medically necessary for diagnosis and treatment of diabetes

Section 47O - HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs

Section 47P - Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel

Section 47Q - Insurance benefits for services rendered by nurse anesthetists and nurse practitioners

Section 47R - Accident and sickness insurance benefits for bone marrow transplants

Section 47S - Accident and sickness insurance benefits for licensed hospice services

Section 47T - Scalp hair prostheses necessary due to cancer or leukemia treatment

Section 47U - Emergency services provided to insureds for emergency medical conditions

Section 47V - Coverage for human leukocyte or histocompatibility locus antigen testing

Section 47W - Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception

Section 47X - Diagnosis and treatment of speech, hearing and language disorders

Section 47Y - Coverage for medically necessary hypodermic syringes or needles

Section 47Z - Prosthetic devices and repairs; insurance coverage

Section 47AA - Coverage for diagnosis and treatment of autism spectrum disorder

Section 47BB - Coverage for telemedicine services

Section 48 - Stock companies; formation; capital; stock; options; promoter defined

Section 48A - Mutual companies

Section 48B, 48C - Repealed, 1968, 391, Sec. 7

Section 49 - Formation of corporation

Section 49A - Domestic insurers; requirements; transfer of domicile

Section 50 - Stock companies; amendment of articles of organization

Section 50A - Mutual companies; amendment of articles of organization

Section 50B - Amendment of articles of organization; submission; approval; filing; effective date

Section 51 - Stock companies; kinds of business; power to combine

Section 52 - Repealed, 1928, 106, Sec. 5

Section 53 - Repealed, 1922, 76

Section 54 - Mutual companies; kinds of business; power to combine

Section 54A - Domestic companies; risks and hazards in other states

Section 54B - Reinsurance of risks; exceptions

Section 54C - Motor vehicle insurance

Section 54D - Personal property floater

Section 54E - Dwelling houses; comprehensive and medical coverages

Section 54F - Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies

Section 54G - Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions

Section 55 - Powers of certain mutual companies

Section 56 - Fraternal societies; reincorporation

Section 57 - Stock companies; directors; quorum

Section 58 - Directors; duties

Section 59 - President and secretary; duties; records; inspection

Section 60 - Officers; bonds; penalty

Section 61 - Repealed, 1970, 876, Sec. 19

Section 62 - Liability of officers

Section 63 - Capital and reserve; payment; investment

Section 63A - Definitions; obligations and assets of domestic insurers

Section 64 - Investments

Section 65 - Mortgage loans

Section 66 - Life companies; investments

Section 66A - Life companies; acquisition of housing projects; limitations

Section 66B - Life companies; acquisition of realty; limitations

Section 66C - Life companies; investment in stock of insurance companies

Section 66D - Life companies; investment in and acquisition of stock of subsidiary corporations

Section 66E - Life companies; investment in limited partnership interests

Section 66F - Acquisition of interest in limited liability company by domestic life company

Section 67 - Life companies; charter limitations on investments; exception

Section 68 - Unauthorized investments; disposition

Section 69 - Impaired capital; assessment; effect of non-compliance with commissioner; order

Section 70 - Increase of stated capital

Section 71 - Reduction of stated capital

Section 72 - Dividends

Section 73 - Fire companies; solicitation of business; issuance of policies; restrictions; penalties

Section 74 - Fire companies; further insurance by certain companies; certificate

Section 75 - Fire companies; underwriters; compensation

Section 76 - Fire companies; members; annual meetings, voting rights

Section 77 - Fire companies; directors

Section 78 - Fire companies; laws applicable; records; perjury; inspection; jurisdiction

Section 79 - Fire companies; guaranty capital; dividends; retirement

Section 80 - Fire companies; dividends; accumulated profits

Section 81 - Fire companies; premiums; contingent liability

Section 82 - Fire companies; power of certain companies to take deposit notes

Section 83 - Fire companies; assessments

Section 84 - Fire companies; review or order of assessment by supreme judicial court

Section 85 - Fire companies; penalty for guaranty against assessments; personal liability of officers

Section 85A - Fire companies; non-assessable policies; issuance

Section 86 - Marine companies; subscribers; losses; dividends; redemption fund

Section 87 - Repealed, 1934, 22

Section 88 - Marine companies; applicability of certain sections

Section 89 - Officers and subscribers; liability

Section 90 - Laws relating to mutual fire companies; applicability to certain mutuals; assessments

Section 90A - Policies; issuance by fire and marine and automobile companies; conditions precedent

Section 90B - Policies; issuance by fidelity and corporate surety companies; guaranty capital; members

Section 90C - Guaranty fund; creation in lieu of guaranty capital by certain companies

Section 91 - Repealed, 1924, 406, Sec. 17

Section 92 - Boiler companies; issuance of policies

Section 93 - Liability companies; issuance of policies

Section 93A - Miscellaneous companies; issuance of policies

Section 93B - Surety, liability and casualty companies; issuance of policies; condition precedent

Section 93C - Surety, liability and casualty companies; guaranty fund; establishment

Section 93D - Surety, liability and casualty companies; impairment of guaranty capital or decrease in business; effect

Section 93E - Life, liability and casualty companies; issuance of policies; dividends

Section 93F - Non-assessable policies; issuance

Section 94 - Life companies; members; voting rights; selection and qualification of directors

Section 94A - Definitions

Section 94B - Individuals and corporations; power to exchange reciprocal contracts

Section 94C - Domestic exchanges; organization; regulation

Section 94D - Domestic exchange; certificates and provisional certificates to transact business; applications

Section 94E - Foreign exchange; licensing under certain conditions

Section 94F - Commissioner of insurance; power to grant license

Section 94G - Issuance of insurance contracts; conditions precedent

Section 94H - Assets, surplus and reserve; required amount; sections applicable

Section 94I - Annual report

Section 94J - Contracts subject to this chapter

Section 94K - Advisory committee

Section 94L - Power of attorney

Section 94M - Unused premium deposits

Section 94N - Conversion to or merger with domestic mutual insurance company; provisions of conversion plan

Section 95 - Over-insurance; prohibition; term of policy

Section 95A - Continuation or renewal of policies on residential property exceeding amount of outstanding mortgage; prohibition

Section 95B - Discrimination against abuse victims in terms of residential property insurance policy

Section 96 - Fire loss; limitation on liability

Section 96A - Loss of occupancy, etc.; amount

Section 97 - Payment of mortgages

Section 97A - Payment of proceeds; certificate of municipal liens; priority; exclusion

Section 98 - Application for insurance; application of section; preliminary contracts

Section 99 - Fire policy; standard form

Section 99A - Fire policy; damage caused by nuclear reaction or contamination

Section 99B - Property insurance for business, professional or governmental operation; multi-peril homeowners insurance for condominiums

Section 99C - Sailmaker shops; insurance against damage or loss by fire or fire and lightning

Section 100 - Referees; selection

Section 100A - Referees; vacancies; fillings

Section 100B - Referees; qualifications

Section 101 - Referees; meetings

Section 101A - Referees; awards

Section 101B - Referees; compensation of third referee; review by commissioner

Section 101C - Referees; payment of compensation of third referee, effect

Section 101D - Referees; determination of sound value

Section 101E - Legal defenses of company; non-waiver by joining in reference proceedings

Section 101F - Penalties

Section 101G - Receivership proceedings; preference of referees’ claims

Section 101H - Sound value

Section 102 - Proof of loss

Section 102A - Combination policies; contents; commissioner’s approval

Section 102B - Combination policies; mutual companies

Section 102C - Policy against loss or damage to property by radioactive contamination; form; contents; requisites

Section 102D - National flood insurance program; authorization of participating companies to issue policies; proof of loss; service of process

Section 102E - Crime insurance policies

Section 103 - Repealed, 1923, 336, Sec. 2

Section 104 - Repealed, 1947, 614, Sec. 2

Section 105 - Fidelity and corporate surety companies; powers

Section 106 - Foreign companies; deposit with state treasurer

Section 107 - Surety bonds; status

Section 108 - Accident and health insurance policies; commissioner's approval; contents

Section 108A - Refusal to issue policy to blind or deaf persons; prohibition

Section 108B - Policies or health care contracts; services performed by registered dentists included

Section 108C - Diethylstilbestrol exposure; discrimination

Section 108D - Reimbursement for chiropractic services

Section 108E - Disclosure of information; mental or nervous conditions; exceptions

Section 108F - Repealed, 1993, 110, Sec. 201

Section 108G - Discrimination against abuse victims in terms of accident or sickness insurance policy

Section 108H - Terms of accident or sickness insurance policies; genetic tests; discrimination based on genetic information

Section 108I - Disability or long term care insurance policies; genetic tests; discrimination based on genetic information

Section 108J - Discrimination based upon lawful travel plans

Section 108K - [ There is no 175:108K.]

Section 108L - Attribution of members to a primary care provider

Section 108M - Disclosure of patient-level data and contracted prices of individual health care services by carriers to providers

Section 109 - Repealed, 1954, 275, Sec. 2

Section 110 - General or blanket policies; power to issue; non-applicability of Sec. 108

Section 110A - Disability insurance; exemption from attachment; exception

Section 110B - Premiums; non-payment; notices; cancellation of policy; actions

Section 110C - Health insurance of persons over 65; issuance by two or more companies

Section 110D - Coverage for certain period after insured leaves insured group

Section 110E - Standards for disclosure of contents and for advertising of policies; rules and regulations; enforcement procedures and penalties

Section 110F - Effect of federal social security benefit increase upon payment of benefits under disability policy

Section 110G - Limited extension of benefits

Section 110H - Policies cancellable at age 65; notice to insured

Section 110I - Divorced or separated spouses; continued health insurance coverage

Section 110J - Group policies issued to trustees of fund appointed by council on aging

Section 110K - Alternative dental coverage option

Section 110L - Clinical trials; definitions; coverage

Section 110M - Statements provided to individuals provided with creditable coverage; reports

Section 111 - Beneficiary; power to sue

Section 111A - Combination policies; contents; commissioner’s approval

Section 111B - Combination policies; issuance by mutual companies; notice of reduced or eliminated coverages

Section 111C - Medical pay provisions

Section 111D - Uninsured vehicle endorsement

Section 111E - Professional liability policies

Section 111F - Medical reports; furnishing copy to injured person or attorney

Section 111G - Extent of family coverage; stated deductible amount

Section 111H - Liability insurance for residential property owners complying with lead poisoning prevention guidelines

Section 112 - Payment of losses; regulations

Section 112A - Liquor liability insurance; coverage

Section 112B - Cancellation of liquor liability insurance by insurer; notice to insured and to licensing authorities

Section 112C - Disclosure of coverage limits to claimants; penalty

Section 113 - Judgment; satisfaction

Section 113A - Policies; contents; commissioner’s approval; options to purchase policies or bonds; notice of reduced or eliminated coverages

Section 113B - Classification of risks and premium charges in connection with motor vehicle liability policies or bonds

Section 113C - Companies authorized to issue policies; notice to registrar; mandatory offer of additional coverage; limits

Section 113D - Policies; cancellation; proceedings; review

Section 113E - Deposit premiums

Section 113F - Notice of intent to not issue, extend or renew motor vehicle liability policy or to execute or act as surety on motor vehicle liability bond

Section 113G - Officers, directors and employees; financial interest in companies or agencies; restrictions

Section 113H - Assigned risk plans

Section 113I - Freedom of contract between insurers and agents or brokers; manner of issuing policies

Section 113J - Medical reports

Section 113K - Minors; contracts for motor vehicle liability insurance

Section 113L - Uninsured motorists; insufficient liability limits; coverage

Section 113M - Repealed, 1981, 775, Sec. 3

Section 113N - Medical examination of applicants prohibited

Section 113O - Fire, theft, or comprehensive coverage; payments for loss or damage; statements to police; claim forms; actions for nonpayment

Section 113P - Appeals from application of safe driver insurance plan

Section 113Q - Automobile club memberships; automobile insurance prohibited

Section 113R - Interest on refunds of overpayments

Section 113S - Inspection of vehicles prior to coverage

Section 113T - Repair shop coverage

Section 113U - Antique motor car policies

Section 113V - Overutilization of practice or fraud involving automobile insurance claims; medical licensing boards; investigations

Section 113W - Hospitality mutual insurance company; conversion of liquor legal liability joint underwriting association; authorized transactions; board of directors

Section 113X - Motor vehicle glass repair covered by motor vehicle liability insurance; prohibited acts by insurers; penalty

Section 114 - Domestic companies; non-applicability of certain provisions of this chapter

Section 115 - Repealed, 1924, 406, Sec. 17

Section 116 - Title guaranty fund

Section 116A - Foreign companies; non-applicability of certain provisions of this chapter

Section 117 - Policies; term; exception

Section 117A - Combination policies; contents; commissioner’s approval

Section 117B - Combination policies; contents; commissioner’s approval

Section 117C - Premium rates; determination; filing; reports

Section 117D - Credit involuntary unemployment insurance

Section 118 - Definition

Section 119 - Domestic companies; power to grant annuities

Section 119A - Insurance benefits; protection of beneficiaries

Section 119B - Refund of prepaid premiums upon death of insured

Section 119C - Interest on proceeds payable upon death of insured

Section 120 - Discrimination; prohibition

Section 120A - Mentally retarded persons as insureds

Section 120B - Blind persons as insured

Section 120C - Diethylstilbestrol exposure; discrimination

Section 120D - Discrimination against abuse victims in terms of life insurance or endowment insurance

Section 120E - Life insurance policies; genetic tests; discrimination based on genetic information

Section 120F - Terms or conditions of group or individual annuity; discrimination prohibited

Section 121 - Certain agreements; prohibition

Section 122 - Discrimination on account of color; penalty

Section 122A - Discrimination based upon lawful travel plans

Section 123 - Certain policies; issuance; restrictions; penalty

Section 123A - Insurable interests of corporations

Section 124 - Statements concerning age or health; binding effect on company

Section 125 - Creditors or beneficiaries; rights

Section 126 - Married woman; beneficiary under insurance contract

Section 127 - False statements; penalties

Section 128 - Infants; avoidance of certain contracts; prohibition

Section 128A - Repealed, 1975, 111, Sec. 1

Section 129 - Policies; description

Section 130 - Policies; incorrect dating; prohibition

Section 131 - Copy of application; attachment to policy

Section 132 - Policies; commissioner’s approval; contents

Section 132A - Group annuity contract; definitions

Section 132A1/2 - Requirements for other group annuity contracts

Section 132B - Group annuity contract; issuance; form; commissioner’s approval; review; contents

Section 132C - Group annuity contract; exemption from process; exception

Section 132D - Group annuity contracts; members

Section 132E - Group annuity contract; construction

Section 132F - Pension contracts; funding agreements; separate accounts

Section 132G - Variable annuity contracts; issuance; contents; separate investment accounts; reserve liability; approval; rules and regulations

Section 132H - Variable annuity contracts; investment of assets; limitations; rules and regulations

Section 132I - Funding agreements

Section 133 - Group life insurance defined

Section 133A - Requirements for other group life insurance policies

Section 134 - Group life policies; commissioner’s approval; contents

Section 134A - Conversion; right of certificate-holder; notice

Section 134B - Repealed, 1968, 391, Sec. 19

Section 134C - Assignment incidents of ownership

Section 135 - Group life policies; exemption from attachment; exception

Section 136 - Group life policies; exemption from loan provision

Section 137 - Group policies; members

Section 138 - Construction

Section 138A - Group life policies; pay-roll deductions of state and local employees

Section 139 - Life; endowment or annuity contracts; conversion; alteration; exchange; construction

Section 140 - Annual dividends

Section 141 - Safety fund

Section 142 - Loans; interest rates; loan value; definitions

Section 143 - Forfeitures; applicability of earlier laws to certain policies

Section 144 - Cash surrender value; terms defined; paid-up annuities after three years

Section 144A - Repealed, 2004, 59, Sec. 2

Section 144A1/2 - Annuity contracts; required provisions

Section 145 - Cash surrender value; industrial policies issued at certain time

Section 146 - Cash surrender value; industrial policies; applicability of Sec. 144

Section 146A - Industrial policies; default in payment of premiums; notice of non-forfeiture benefits

Section 146B - Massachusetts Life and Health Insurance Guaranty Association Law

Section 147 to 147B - Repealed, 1943, 227, Sec. 10

Section 148 - Repealed, 1928, 148, Sec. 2

Section 149 - Participating and nonparticipating policies

Section 149A - Unclaimed funds defined

Section 149B - Unclaimed funds; reports by companies

Section 149C - Unclaimed funds; payment to state treasurer

Section 149D - Unclaimed funds; custody; claims; proceedings; judgment and satisfaction

Section 149E - Examination of records; withholding or failing to report funds

Section 149F to 149L - Repealed, 2010, 469, Sec. 1

Section 149M - Definitions applicable to Secs. 149M to 149X

Section 149N - Service contracts; duties of provider

Section 149O - Reimbursement of covered sums or performance of service pursuant to reimbursement insurance policy

Section 149P - Form and content of service contracts

Section 149Q - Prohibited language in provider name; false or misleading statements; purchase of service contract as condition of loan or sale of property prohibited

Section 149R - Maintenance and retention of accounts, books and records

Section 149S - Termination of reimbursement insurance policy

Section 149T - Receipt of premiums for reimbursement insurance policy; insurer right to indemnification or subrogation

Section 149U - Enforcement of Secs. 149M to 149W

Section 149V - Exemptions from Secs. 149M to 149W

Section 149W - Rules and regulations

Section 149X - Retention and use of collected registration fees

Section 150 - Admission

Section 151 - Conditions of admission; general provisions

Section 152 - Classes of business; permissive combinations

Section 152A - Non-assessable policies; power to issue; conditions

Section 153 - Conditions of admission; foreign life companies

Section 154 - Service of process; duty of commissioner; fees

Section 155 - Conditions of admission; companies of foreign countries

Section 156 - Company of foreign country; appointment of trustees

Section 156A - Capital or assets; impairment; issuance of policies; penalty

Section 157 - Repealed, 2000, 96, Sec. 3

Section 158 - Policies; effect of war

Section 159 - Reciprocity

Section 160 - Unlicensed companies; issuance of policies; exceptions; marine insurers

Section 160A - Unlicensed companies; advertisement; penalty; exception

Section 160B - Unlicensed companies; notice by commissioner

Section 160C - Automobile insurance; company as agent for insurers doing business in Mexico; separate accounts; payment of percentage of gross premiums

Section 160D - Agent or broker securing automobile coverage with Mexican companies; separate accounts; payment of percentage of gross premiums

Section 161 - Repealed, 1929, 6, Sec. 1

Section 161A - Definitions

Section 161B - Domestication agreement

Section 161C - Approval of agreement by alien and domestic insurers

Section 161D - Approval of agreement by commissioner

Section 161E - Instrument of transfer and assumption; effect of filing

Section 162 - Definitions

Section 162A - Repealed, 2002, 106, Sec. 4

Section 162B - Agents and brokers; power to accept installment premiums

Section 162C - Direct billing; mandatory agreements prohibited

Section 162D - Expense premium commissions; payment to insurance agents; additional compensation

Section 162E - Motor vehicle insurance made by insurer pursuant to American agency system; insurer commission arrangements

Section 162F - Property or casualty insurance information; proprietary rights of agents and brokers

Section 162G - Licensing of insurance producers; Secs. 162H through 162X govern qualifications and procedures

Section 162H - Definitions

Section 162I - License requirement

Section 162J - Insurance producer licenses; persons not required to be licensed

Section 162K - Written examination

Section 162L - Applications; requirements for approval

Section 162M - Qualification for license; lines of authority

Section 162N - Nonresident producer licenses

Section 162O - Individuals licensed in another state; exemption

Section 162P - Use of assumed name; notification

Section 162Q - Temporary licenses

Section 162R - Causes for suspension, revocation or levying civil penalties

Section 162S - Insurance producers acting as agents of insurers; appointment procedures

Section 162T - Insurer’s termination of appointment, contract, etc. with producer; procedures

Section 162U - Non-resident license applicants; requirements

Section 162V - Reporting administrative action taken against producer; reporting criminal prosecution of producer

Section 162W - Regulations

Section 162X - Invalid provisions

Section 163 - Agents; licensing; cancellation, modification, revocation, or expiration of contract; referees; decision; review

Section 163A - Repealed, 2002, 106, Sec. 7

Section 164 - Collectors of premiums

Section 164A - Lapsed industrial life policies; effect on agents’ commissions

Section 165 - Repealed, 2002, 106, Sec. 8

Section 166 - Repealed, 2002, 106, Sec. 9

Section 166A - Repealed, 2002, 106, Sec. 10

Section 166B - Revocation of license; disposition of interest as proprietor, employee, etc. of insurance producer; appointment of receiver; injunction

Section 167 - Repealed, 2002, 106, Sec. 15

Section 167A - Producers’ licenses; fees; exemption of certain persons

Section 168 - Special brokers; licensing; contracts for unauthorized companies; penalty

Section 168A - Procurement by special broker of insurance from an eligible alien unauthorized insurer

Section 169 - Effect of payment to agent or broker

Section 170 - Agent or broker; fraud; penalty

Section 171 - Illegal insurance contracts; liability of agent

Section 172 - Adjusters of fire losses; licensing; penalty; examination for applicants

Section 172A - Voluntary association licenses

Section 173 - Partnership licenses

Section 174 - Corporation licenses

Section 174A - Hearings, revocation or suspension of licenses; notices

Section 174B - Revoked licenses; surrender; renewal certificates; penalty

Section 174C - Repealed, 2002, 106, Sec. 33

Section 174D - Repealed, 2002, 106, Sec. 34

Section 174E - Repealed, 1998, 129, Sec. 3

Section 174F - Business Transacted With Broker-Controlled Insurer Act

Section 174G - Definitions

Section 174H - Applicability of Secs. 174F to 174K

Section 174I - Written contract between controlling broker and insurer required

Section 174J - Notice to prospective insured disclosing broker-controlled insurer relationships

Section 174K - Violations of Secs. 174F to 174K; remedies

Section 175 - Impersonation; penalty

Section 176 - Larceny by agent or broker

Section 176A - Refund or credit of return premiums on cancelled motor vehicle policies; penalty

Section 177 - Unlicensed persons; compensation; penalty

Section 177A - Meaning of term

Section 177B - Licensing; examination for applicants

Section 177C - Contracts; form and requisites

Section 177D - Receipt

Section 177E - Continuing educational requirements

Section 177F - Managing General Agents Act

Section 177G - Definitions

Section 177H - Licensure; errors and omissions coverage

Section 177I - Contracts; required provisions

Section 177J - Independent financial examinations; actuary opinions; review of processing operations; notification to commissioner of appointment or termination

Section 177K - Acts of agent considered acts of insurer; examination by commissioner

Section 177L - Administrative actions; authority of commissioner; penalties

Section 177M - Reinsurance Intermediary Act

Section 177N - Definitions

Section 177O - Reinsurance intermediary brokers; bonds; licenses; applications

Section 177P - Contracts between reinsurance intermediary broker and insurer; required provisions

Section 177Q - Records of transactions

Section 177R - License requirement; employment restriction; annual financial statements

Section 177S - Contracts between reinsurance intermediary manager and reinsurer; required provisions

Section 177T - Prohibited agreements, appointments, payments and employment

Section 177U - License requirement; annual financial statements; actuary opinions; notice of termination; prohibited appointments

Section 177V - Examination by commissioner

Section 177W - Administrative actions; penalties

Section 178 - Compensation and accounts

Section 179 - Commissioner or deputy; receivership function

Section 180 - Accounts; examinations

Section 180A - Definitions applicable to Secs. 180A to 180L1/2

Section 180B - Domestic companies; rehabilitation proceedings

Section 180C - Domestic companies; liquidation proceedings; approval of proposal to distribute; notice of application

Section 180D - Domestic companies; duty of receivers to give notice of appointment

Section 180E - Ancillary receiver of foreign insurer

Section 180F - Proof of claims of non-residents; priorities of distribution

Section 180G - Proof of claims; causes of actions against policyholders

Section 180H - Contingent claims

Section 180I - Liquidation proceedings commenced in reciprocal state; proof of claims

Section 180J - Special deposit claims; priority

Section 180K - Secured claims

Section 180L - Severability

Section 180L1/2 - Termination, liquidation, etc., and rights under security agreements relating to netting agreements or qualified financial contracts; transfer of netting agreement or qualified financial contracts

Section 180M - Definitions

Section 180N - Emergency by-laws

Section 180O - Board of directors

Section 180P - List of succession

Section 180Q - Location of home office or principal place of business

Section 181 - Misrepresentations by insurer; penalty

Section 182 - Special inducements, etc.; rebates; loans in connection with student loan insurance programs

Section 183 - Rebates; acceptance; prohibition

Section 184 - Application of Secs. 182 and 183

Section 185 - Deposits by companies

Section 186 - Misrepresentation or warranty by insured; effect

Section 186A - Delivery of policy; presumptions

Section 186B - Effect of lack of sworn statement of loss; laws applicable

Section 187 - Foreign companies; contents of policies

Section 187A - Actions on policies; limitation

Section 187B - Cancellation of policy; failure to return premium; penalties

Section 187C - Cancellation of policy; procedure

Section 187D - Cancellation of policy; non-payment of premium

Section 187E - Small claims; payments to heirs of decedents

Section 187F - Cancellation of policies during strike of insurance agents

Section 187G - Lapse of certain life insurance policies during strike of agents; reinstatement

Section 187H - Owner’s right to cancel policy; notice; refund of prepaid premiums

Section 188 - Unlawful use of proxy; penalty

Section 189 - Policies in violation of this chapter; penalty

Section 190 - Repealed, 1924, 406, Sec. 17

Section 190A - Definitions applicable to this section and Secs. 190B and 190C

Section 190B - Mass marketed life or health insurance; reasonableness of charges; findings; orders; review

Section 190C - Mass marketed life or health insurance; nonresident insurers; compliance with state laws

Section 191 - Commissioner; power to require filing of policies and circulars; penalty

Section 191A - Property damage to insured’s motor vehicle; notice of losses; arbitration clause

Section 192 - Riders and endorsements; commissioner’s approval

Section 192A - Loose leaf policies; filing and approval

Section 193 - Policies issued contrary to this chapter; validity

Section 193A - Jurisdiction; violations of this chapter

Section 193B - Motor vehicle insurance; instalment payments

Section 193B1/2 - Motor vehicle insurance; interest charges on installment payments

Section 193C - Domestic companies; interlocking directorates; regulations; procedure

Section 193D - Domestic companies; power to acquire stock of other companies; regulations

Section 193E - Coercion in the placing of insurance on real or personal property prohibited; fines; exceptions

Section 193F - Policy forms; filing with commissioner; approval

Section 193G - Policy forms; disapproval; resubmission for approval

Section 193H - Policy form; withdrawal of approval; notice and hearing; review

Section 193I - Disclosure of investments of officers, directors and principal stockholders

Section 193J - Solicitation of proxies

Section 193K - Professional services; provisions for payment; discrimination

Section 193L to 193N - Repealed, 1993, 226, Sec. 49

Section 193O - Repealed, 1972, 543, Sec. 2

Section 193P - Fire insurance policies; nonrenewal notice provision; requisites of notice

Section 193Q - Repealed, 1993, 226, Sec. 50

Section 193R - Group marketing plans for automobile and homeowner insurance; definitions; rules and regulations; rates; payroll deductions

Section 193S - Repealed, 1993, 226, Sec. 50A

Section 193T - Discrimination based on blindness, intellectual disability, or physical impairment

Section 193U - Discrimination based on specialty practiced; risk classification; definitions

Section 194 - General penalty

Section 195 - Insurance companies writing fire and multiple peril policies required to contribute to costs of training firefighting personnel, enforcement of certain fire code regulations, fire education programs, equipment and facility improvements

Section 196 - Payment under liquor liability insurance; notice to Attorney General

Section 197 to 203 - Repealed, 1989, 341, Sec. 84

Section 204 - Regulations; promulgation

Section 205 - Policies providing supplemental coverage to medicare; approval by commissioner; employers or trade unions exception; regulations

Section 206 - Definitions

Section 206A - Domestic insurers; investment in capital stock of subsidiaries

Section 206B - Merger or acquisition of control; statement filed with commissioner; hearing; approval; violations

Section 206C - Registration statements; transactions requiring commissioner’s approval; determination of reasonable surplus; confidentiality of information

Section 206D - Violations; injunctive relief; voting of improperly acquired securities; penalties

Section 207 - Acquisition of stock of subsidiary insurer; approval of plan by commissioner; objections of shareholders

Section 208 - Merger of insurance holding company system into domestic insurance subsidiary

Section 209 - Commissioner’s issuance of licenses to banks or credit unions to act as insurance producers

Section 210 - Procedure for resolution of consumer complaints relative to banks or credit unions acting as insurance agents

Section 211 - Information relating to insurance activities of banks or credit unions furnished to federal agencies

Section 212 - Short title

Section 213 - Definitions

Section 214 - Licensure

Section 215 - Suspension, revocation or nonrenewal of license

Section 216 - Approval of forms by commissioner

Section 217 - Annual statement

Section 218 - Examination of business by commissioner; confidential information; records retention

Section 219 - Disclosures by providers

Section 220 - Consents; rescission; tender; health status of insured; prohibited commissions

Section 221 - Authority of commissioner

Section 222 - Unfair trade practices

Section 223 - Consumer complaints

Section 224 - Large commercial policy holders; definitions; commercial risks; records examination

Section 225 - Disclosure notice in policy issued pursuant to commercial risks provisions of Sec. 224; large commercial policy holders