Be it enacted by the Senate and House of Representatives
in General Court assembled, and by the authority of the same,
as follows:
Paragraph 1 of section 2 of chapter 167D of the General Laws, as appearing in section 2 of chapter 590 of the acts of 1983, is hereby amended by inserting after the word "bank", in line 5, the words:- ; provided, however, that no bank shall impose any fee, charge or other assessment against the savings account or checking account of any persons sixty-five years of age or older or eighteen years of age or younger; and provided, further, that a reasonable charge, as determined by the commissioner, may be assessed against any such account of any persons sixty-five years of age or older or eighteen years of age or younger when payment has been refused because of insufficient funds on any check drawn on such account.